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Thomas F. Cabarle, CSA, CLTC

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tom Thomas F. Cabarle, CSA, CLTC
Director of Agency Development
owR Opinion, L.L.C.
6 Raritan Road Oakland, NJ 07436
Phone: 201-857-1247
Fax: 201-651-7702
Email: This e-mail address is being protected from spambots. You need JavaScript enabled to view it

Tom serves as Director of Agency Development for owR Opinion, LLC and has over 23 years of experience in the insurance industry. He began as a career agent with Metropolitan Life where he finished his trainee period with the 4th highest new agent production in the history of the region. He then went on to focus on the business owner marketplace as a career agent with National Life of Vermont.

Tom’s transition into brokerage began with BISYS and later with other national and local BGA firms. He was recognized as being in the top 20% for production by one of the national firms. He was most recently with another boutique brokerage GA that catered to high-end insurance brokers. Tom prides himself on the strong relationships he has maintained with advisors throughout his career by offering a concierge level of service to successful brokers who require such attention but rarely have dependable access to it at a majority of BGA firms.

He works closely with advisors to gain an understanding of their practice allowing him to make recommendations with regards to carrier, product, and case design that are best suited to the needs of their clients. In addition to life insurance, Tom is well versed in disability income and long term care insurance. He has had articles published in print media and has been a guest speaker on radio on a variety of financially related topics. Tom also holds Series 6 and Series 63 securities licenses, is a Certified Senior Advisor, and holds a Certification in Long Term Care.

Tom can be reached at 201-857-1247, on his cell at 201-749-0407 or by email at This e-mail address is being protected from spambots. You need JavaScript enabled to view it

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